When you start work, you'll need to start investing in your 401(k). Here's some advice for
how to invest showing, surprisingly, that
the most lucrative methods of investing also happen to be among the most simple and least time
To predict how much money you will have in retirement or to compare the effects of two
different financial scenarios on your retirement, you can use this retirement Excel spreadsheet.
How important are index funds to successful retirement investing? Extremely. Check out
the second half
of this recent Frontline
from PBS (the first half is great too) or this report on individual investing from
this NPR report on your company 401(k) offerings. Finally, Ron Lieber goes as far as to
argue in his
New York Times column that companies should actually be sued for not offering index funds in
their 401(k) plan offerings
Resources for SCU Faculty and Staff concerning
Employees who want to put their money in a single fund and not have to think about it have two
excellent choices: Fidelity Freedom Index funds (our default fund for employees who do not select other funds) and Vanguard Target Date Retirement funds (available through
either Fidelity or TIAA-CREF). To understand the advantages of these types of funds, as well as
For employees who would prefer to select their own balance of various asset classes, both Fidelity and
a rich selection of inexpensive index funds, and you can view a list of these funds by clicking
For a link to the October 6th 2011 forum on the new SCU retirement funds and general
retirement planning, click
Think you can solve our Federal and State budget
What's the state of the U.S. budget? Here's a really clear and simple picture of our federal
Think you can balance the federal budget better than "those clowns in Washington"? Put
your money (and our money) where your mouth is: this site lets you try to balance the U.S. budget.
Federal tax rates are much less than they used to be.
To quickly understand the recent history of
the top income tax rate and of the capital gains rate, click
To see a more full history of all
income tax rates, click here.
Significant changes in American wealth distribution can be quickly
looking at the four tabs
How bad does the future look for Social Security and Medicare? Check out the charts